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Store Accident

Guide

Deadlines for store injury claims

Two different clocks, and people worry about the wrong one. The statute of limitations is usually years out. The evidence clock — video retention, an incident report that hasn't been written, a defect that's about to be repaired — runs in weeks.

Published July 27, 2026 · Last reviewed July 30, 2026

The statute of limitations

Personal injury deadlines run one to three years depending on your state, with two years the most common. It's measured from the date of injury in most cases.

Some states shorten it for particular defendants, and a claim against a government entity — a municipal building, a transit station, a public university bookstore, a store on public property — usually requires a formal notice of claim within a much shorter administrative window, sometimes 60 to 180 days, before any suit can be filed at all.

The deadlines that actually decide cases

None of these are legal deadlines. All of them end claims.

  • Surveillance video retention — commonly two to four weeks
  • Sweep and inspection logs, which are often discarded on a short retention schedule
  • The hazard itself getting repaired, which frequently happens within days of a reported incident
  • Employees leaving. Retail turnover is high and a witness who quit three months ago is difficult to locate
  • Your own memory of the exact aisle, time, and sequence

Exceptions worth knowing

Deadlines for minors are typically tolled, often until sometime after they turn 18. The discovery rule may delay the start where an injury genuinely wasn't apparent. Incapacity tolls the clock in most states. And a defendant who concealed relevant facts may be barred from relying on the deadline at all.

None of these are things to plan around. They're reasons to have a late case looked at rather than assuming it's dead.

Questions

It's been six months. Am I too late?

Almost certainly not for the filing deadline. You may have lost video and logs, which weakens the case, but incident reports, witnesses, maintenance records, and prior-incident history all still exist. Worth a review.

The insurer keeps saying they're still reviewing it. Does that extend anything?

No. Negotiating with an insurer does not toll a statute of limitations, and no adjuster is required to remind you it's approaching. Slow-walking a claimant past the deadline is a known pattern.

I fell in a store inside an airport / on a military base / in a government building. Is that different?

Potentially very different. Claims involving government entities and federal property run on separate statutory schemes with their own short notice requirements and procedures. Get that looked at quickly rather than assuming the ordinary deadline applies.

Situations this applies to

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